Privacy Policy

1. Introduction

Zlmrqnvxq Financial Services Inc. (hereinafter, "Zlmrqnvxq", "we" or "our company") is committed to protecting the privacy and personal information of our users and clients. This Privacy Policy describes how we collect, use, disclose, and protect your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws in Ontario, Canada.

By accessing our website zlmrqnvxq.com or using our financial consulting services, you accept the practices described in this policy. We recommend that you read it carefully to understand how we handle your information.

2. Information We Collect

We collect information that you provide directly when using our services, including: full name, email address, phone number, postal address, financial information relevant to the provision of consulting services, and any other information you choose to share through our contact forms or during advisory sessions.

We also automatically collect certain technical information when you visit our website, such as your IP address, browser type, operating system, pages visited, time spent, and referral data. This information is used exclusively to improve the functionality and security of our site.

3. How We Use Your Information

We use your personal information for the following purposes: providing and improving our financial consulting services, responding to your inquiries and requests, sending service-related communications (with your prior consent), complying with legal and regulatory obligations to the Ontario Securities Commission, and maintaining the security of our systems and protecting against fraudulent activities.

We never sell, rent, or share your personal information with third parties for marketing purposes without your explicit consent. All data usage is proportional and necessary for the fulfillment of our contractual and legal obligations.

4. Legal Basis for Processing

We process your personal information under the following legal bases: consent (when you expressly authorize us), contractual performance (to fulfill requested services), legal obligation (to comply with Canadian financial regulations and CRA reporting requirements), and legitimate interest (to improve our services and maintain platform security).

5. Data Sharing and Disclosure

We may share your information with: service providers who assist us in operating our business (under strict confidentiality agreements), regulatory authorities when required by Canadian law, and professional advisors such as auditors and lawyers, to the extent necessary to protect our legal rights.

In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the transaction, subject to the same privacy protections established in this policy.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, or as required by applicable laws and regulations. For financial information, retention periods are governed by the requirements of the Canada Revenue Agency (CRA) and the Ontario Securities Commission.

7. Your Rights

Under PIPEDA and Ontario law, you have the right to: access your personal information in our possession, request correction of inaccurate data, withdraw your consent for processing (with certain legal limitations), and file a complaint with the Office of the Privacy Commissioner of Canada. To exercise any of these rights, contact us through the details provided at the end of this policy.

8. Security Measures

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest, role-based access controls, continuous system monitoring, and periodic security audits.

9. International Transfers

Your personal data is primarily stored and processed on servers located in Canada. In the event that data needs to be transferred outside of Canada, we ensure that adequate safeguards are in place in accordance with PIPEDA, including standard contractual clauses and privacy impact assessments.

10. Changes to This Policy

We reserve the right to update this Privacy Policy periodically to reflect changes in our practices or applicable legislation. Any significant modifications will be notified through our website or by email. The date of the last update is indicated at the beginning of this document.

11. Contact Information

If you have questions or concerns about this Privacy Policy or how we handle your personal information, you can contact us at: Zlmrqnvxq Financial Services Inc., 100 Queen Street West, Suite 2500, Toronto, ON M5H 2N2, Canada. Email: privacy@zlmrqnvxq.com. Phone: +1 (416) 555-0192.